Delay Pay powered by TUA
Customers needing financing at the point-of-purchase use high-interest credit cards have few other alternatives
- 37% Of households in the U.S. pay interest on credit debt every month
- 78% Of American workers live paycheck to paycheck
- 53% Of American households have no emergency savings
Delay Pay benefits the consumer and merchant
Delay Pay benefits consumers by providing a financing option for essential expenses and merchants providing consumers options.
Unlike others in the BNPL marketplace, Delay Pay focuses on meeting consumers at the point of sale for expenses: dental, medical & health, veterinarian, and vehicle.
BENEFITS FOR CUSTOMERS
- Offers customers more flexible payment options
- Gives customers more access to cash flow
- Pay for purchase immediately
- Ease of use at point of purchase
BENEFITS FOR MERCHANTS
- Flexible payment solutions to meet customer’s life and needs
- Transparent rates and no hidden fees
- Simple sign up
- Affordable rates
How it Works
Delay pay is part of XPayLink accessed through the XceleranCC-Virtual Terminal or your myServiceJOBS field apps.
Your customer is presented with the option to pay normally or view the Delay Pay options. Here’s how:
To get started you need a Merchant Account from GPI and complete an application for Delay Pay.
How does Delay Pay help my customers?
• Flexible, secure payment plans let customers buy now and pay over time
• Customers can take advantage of more purchasing power
• They can easily choose monthly financing options at checkout both online and in-person
• Delay Pay simplifies the installment plan with a transparent payment schedule and no hidden fees
• An easy and quick application process requires only a few data points for a real-time decision
What’s in it for me?
• Don’t miss out on a sale because of cost barriers
• Boost revenue by offering flexible payment options
• Increase cash flow by receiving the full purchase amount from the lending company upfront
• Stay ahead of the competition by offering more payment methods
“Global Payments Integrated is not a consumer lending company. Delay Pay is powered by Tua, a consumer financing solution that pays merchants upfront and allows consumers to pay over time. ©2021 Global Payments Inc. Global Payments Integrated is a service mark of Global Payments Inc.® All rights reserved. All trademarks and service marks contained herein are the sole and exclusive property of their respective owners. OpenEdge Payments LLC is a registered ISO of Wells Fargo Bank, N.A., Concord, CA and BMO Harris Bank NA. GPI198200